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disclosure" document. Our CRD# is 121235.
choosing a financial advisor
Selecting the right financial planning partner is one of the most important
decisions you will ever make. It can mean the difference between living the
lifestyle you choose vs. the lifestyle you're forced to choose.
Clearly, the "right" advisor needs to possess expert financial skills.
But, just as importantly they need to be someone you will come to consider a
confidant and maybe even a friend. For the advisor/advisee relationship to
truly work; you need honest objective advice from someone you trust, feel
comfortable discussing the details of personal finances with and who
understands your circumstances in their entirety.
what to look for
When hiring your Personal Financial Officer take a close look at these
- Education, Experience & Certifications -- Do they have an
advanced degree in finance, law, accounting, etc.? How long have they been
providing financial advice to clients? Are they a certified planner? How
do they keep their skills up-to-date?
- Background Check -- Have they been
disciplined by a
certification board? Is there anything unusual in their
- References -- Talk to a minimum of three current and/or former
clients. Ask tough questions... you'll get honest answers.
- Personal Interview -- Arrange to spend an hour or so with the
advisor before you make any commitments. Was the conversation open? Was
the advisor concerned about your needs and expectations or were they
trying to "sell you"? Do you see a long-term collaboration with the
- Questions to Ask -- Not sure what to ask when interviewing a
potential financial planner. This
provided by the National Association of Personal Financial Advisors, is a
good place to get started.
- Take a Test Drive -- The process of creating a financial plan
is a good way to test the relationship. Commit only to the initial plan.
If you're pleased with the outcome and the interaction, expand the
partnership. At a minimum, you walk away with a very worthwhile snapshot
of your current financial situation and begin looking for a new advisor.
Want to Learn More about Hirst wealth management?
We are happy to offer a free initial consultation to you. We
suggest you begin by reviewing the information about our
Services and 4-Step
Planning Process. Then, if you would like to arrange an interview time
simply complete the "Prospective
Client Profile". We'll get back to you right away to arrange a time to
get together that is convenient for you.
Top 5 Reasons to Choose Hirst Wealth Management...
Extensive education &
click here to learn more.
We're fee based & never
accept commissions, so all our decisions
are based upon what's best for you.
You always work with
the Principal – no passing you along
to someone unfamiliar with your needs.
planners, not insurance reps or brokers who get paid for sales.
We limit the number of
clients we accept to ensure prompt, personalized service.