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Retirement Planning
Description

Simply put, we want you to be able to retire on your own terms and with a high degree of confidence that you will never outlive your assets. Retirement planning involves looking at such things as: How much retirement income will you need? (Surprisingly, it's often more in the first few years of retirement than when working.) How can we counteract the effect of inflation? How long will you need a retirement income? What changes need to be made to your investment portfolio as you approach and enter retirement?

We'll create an easy to understand, realistic income projection for your retirement years that considers income from Social Security, employer retirement plans, 401K's, IRA's, savings and investments -- counter-balanced against inflation. You'll get a clear picture of the future value of the financial moves you make today in preparation for your retirement.

Activities
  • Estimate retirement income needs
  • Estimate annual retirement income generated from all investments, retirement plans and savings
  • Determine annual savings requirements to generate desired retirement income
  • Review/revise investment portfolio prior to and during retirement

Fees:

We never accept commissions to ensure that the recommendations we make are always objective.

 

Financial plans are prepared on a flat rate basis ranging from $1000 to $5000 depending upon the complexity of the plan. Estate planning recommendations are part of the comprehensive Financial Plan.

 

Preparation of legal documents is provided on an hourly basis by the Law Offices of Leonard T. A. Hirst II. A cost estimate for the requested legal services will be provided to the client for approval before work commences. 

 

Other services, such as portfolio management and retirement planning, are provided on a fee only basis. Our standard fee is 1.5% percent of the total assets being managed. Please note that fees are negotiable and the percentage charged is based upon the size and complexity of the portfolio.

Yes, I'm Interested.